Credit cards and EMIs are currently very high, so many customers prefer to break up larger purchases into smaller EMIs.
Credit cards and EMIs are currently very high, so many customers prefer to break up larger purchases into smaller EMIs. This helps them with their consumption. A bank expert provides some safe banking tips for credit card users.
Here are the underrated tips you need to know:
When you have a credit card, do not share your credit card number or the OTP with anyone, not even with the bank. Those are private and only relevant for the specific transaction.
Be careful not to share your credit card information in every link possible. Not every site is trustworthy. You should be careful of spam emails that ask for donations and phone calls asking you to share the last 4 digits of your credit card number to get a new credit card. \
A credit card gives you almost 50 days to pay your bills before a charge is automatically paid. Try to pay your bill within 50 days to avoid charges and keep your credit card convenient to use.
If you have been the target of fraud and you have informed the bank, the bank will take care of the transaction. You will not be charged for a dishonest transaction, as it will be in the eyes of the bank.
Make sure to keep your OTP private and your card in your wallet at all times.
